They are all clients of existing business owners and income-generating small and micro enterprises who enjoy a good reputation.
Commercial – Industrial – Service – Agricultural
• To be Egyptian
• Age ranges from 21 years to 60 years
• That the client has an existing income-generating activity that satisfies the payment of the financing amount and its charges.
• That the customer enjoys a good reputation through the credit inquiry prepared for him and the field inquiry through his place of residence and the place of activity.
• To have a valid national ID card.
• Not to be a guarantor for one of the company’s existing clients.
• To have a guarantor who enjoys a good reputation from one of his relatives up to the fourth degree. In the absence of a relative, the guarantor is a person with a fixed income, an employee or a pensioner.
• The client must provide proof of his place of business and his permanent residence.
• It is granted progressively according to the volume of activity and ability to pay.
• Complete the financing request and sign it from the client before disbursement.
• A copy of the national ID card for both the customer and the guarantors, provided that it is valid at the time of exchange.
• Proof of the residence of the client and the guarantor and the location of the activity by submitting any government document (electricity, gas, telephone, water receipt).
• A license to practice the activity, tax card, commercial register and a recent extract from it (if any) and in cases that require it, the amount of financing is greater than 35,000 pounds.
• Carrying out credit inquiries about customers through the company
Financing starts from a minimum of 5000 EGP up to a maximum of 200,000 EGP
1. Financing periods and payment systems: The financing period ranges from 6 months to 36 months (in a gradual manner) and the payment is in equal installments to be paid monthly and begins in the month following the date of disbursement of the financing.
2. It is granted progressively according to the volume of activity and ability to pay.